:root{
    --ink:#152238; --ink2:#2C3A54; --muted:#5C6675; --faint:#8B94A1;
    --line:#E3E6EB; --line2:#EDEFF3; --paper:#FCFBF8; --card:#FFFFFF;
    --accent:#CD5A1A; --accentSoft:#FBEBDD; --green:#1D6A50; --greenSoft:#E8F2ED;
    --amber:#9A6A0B; --amberSoft:#FBF2DD; --red:#9C2F2A; --redSoft:#FBEAE7;
    --navy:#24406E; --navySoft:#EBEFF7;
    --sans:"Avenir Next","Helvetica Neue",Arial,sans-serif;
    --serif:Georgia,"Times New Roman",serif;
  }
  *{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth}
  body{background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16.5px;line-height:1.55;
    -webkit-font-smoothing:antialiased}
  .wrap{max-width:1080px;margin:0 auto;padding:0 22px}
  a{color:inherit}


  /* ── header ───────────────────────────────────────── */
  header{border-bottom:1px solid var(--line);background:rgba(252,251,248,.94);position:sticky;top:0;z-index:20;
    backdrop-filter:saturate(180%) blur(8px)}
  .bar{display:flex;align-items:center;justify-content:space-between;height:64px;gap:18px}
  .brand{display:flex;align-items:center;gap:10px;text-decoration:none;white-space:nowrap}
  .mark{width:28px;height:28px;border-radius:8px;background:var(--accent);color:#fff;font-weight:700;
    display:flex;align-items:center;justify-content:center;font-size:15px;letter-spacing:-.5px}
  .brand b{font-size:16.5px;letter-spacing:-.3px;font-weight:600}
  .brand i{font-style:normal;color:var(--faint);font-size:13px;font-weight:500;letter-spacing:.2px}
  nav{display:flex;gap:22px;font-size:14px;color:var(--muted);font-weight:500}
  nav a{text-decoration:none}
  nav a:hover{color:var(--ink)}
  .pin{font-size:12.5px;color:var(--green);background:var(--greenSoft);border:1px solid #CFE3D8;
    padding:6px 11px;border-radius:999px;font-weight:600;white-space:nowrap}
  .pin.warn{color:#8A6A22;background:#FBF2DD;border-color:#E8D9B4}

  /* ── hero ─────────────────────────────────────────── */
  .hero{padding:44px 0 8px}
  .crumbs{font-size:13px;color:var(--faint);margin-bottom:14px}
  .crumbs a{text-decoration:none;color:var(--faint)}
  .crumbs b{color:var(--muted);font-weight:500}
  h1{font-size:44px;line-height:1.08;letter-spacing:-1.1px;font-weight:600;max-width:820px}
  .deck{font-size:18px;color:var(--muted);max-width:720px;margin-top:14px;line-height:1.5}
  .trust{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
  .chip{font-size:12.8px;color:var(--muted);background:#fff;border:1px solid var(--line);
    padding:7px 12px;border-radius:999px;display:inline-flex;align-items:center;gap:7px;font-weight:500}
  .chip b{color:var(--ink2);font-weight:600}
  .chip .dot{width:7px;height:7px;border-radius:50%;background:var(--green)}
  .chip .dot.amber{background:var(--amber)}

  /* ── calculator card ──────────────────────────────── */
  .calc{margin:26px 0 8px;background:var(--card);border:1px solid var(--line);border-radius:18px;
    overflow:hidden;box-shadow:0 1px 2px rgba(21,34,56,.05),0 12px 28px -18px rgba(21,34,56,.18)}
  .calc-top{display:grid;grid-template-columns:1.05fr .95fr}
  .calc-form{padding:26px 28px 32px}
  .step{font-size:11.5px;font-weight:700;letter-spacing:1.7px;text-transform:uppercase;color:var(--accent);
    margin-bottom:12px}
  .field{margin-bottom:14px}
  .field label{display:block;font-size:13.5px;font-weight:600;color:var(--ink2);margin-bottom:6px}
  .field .hint{font-weight:400;color:var(--faint);font-size:12.5px}
  .control{width:100%;height:52px;border:1.5px solid #D7DCE3;border-radius:11px;padding:0 14px;font-size:16.5px;
    font-family:inherit;color:var(--ink);background:#fff;appearance:none}
  .control:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(205,90,26,.13)}
  select.control{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%235C6675' stroke-width='1.8'/%3E%3C/svg%3E");
    background-repeat:no-repeat;background-position:right 16px center}
  .btn{width:100%;height:54px;border:none;border-radius:11px;background:var(--accent);color:#fff;font-family:inherit;
    font-size:16.5px;font-weight:600;cursor:pointer;letter-spacing:.1px;box-shadow:0 8px 18px -10px rgba(205,90,26,.8)}
  .btn:hover{background:#B94E12}
  .btn:focus-visible{outline:3px solid rgba(205,90,26,.3);outline-offset:2px}
  .privacy{font-size:12.5px;color:var(--faint);margin-top:11px;line-height:1.45}
  .privacy b{color:var(--muted);font-weight:600}
  .privacy b{color:var(--muted);font-weight:600}
  .calc-side{background:#F6F4EF;border-left:1px solid var(--line);padding:26px 28px;display:flex;flex-direction:column;justify-content:center}
  .calc-side .k{font-size:11.5px;font-weight:700;letter-spacing:1.6px;text-transform:uppercase;color:var(--faint);margin-bottom:10px}
  .calc-side .t{font-size:17px;font-weight:600;color:var(--ink2);line-height:1.35;margin-bottom:8px}
  .calc-side p{font-size:13.8px;color:var(--muted);line-height:1.5}
  .calc-side .src{margin-top:14px;font-size:12.5px;color:var(--faint)}
  .calc-side .src b{color:var(--ink2);font-weight:600}

  /* ── verdict ──────────────────────────────────────── */
  .verdict{display:none;border-top:1px solid var(--line);padding:22px 28px 24px}
  .verdict.show{display:block;animation:slide .35s ease}
  @keyframes slide{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
  .verdict-inner{border-left:4px solid var(--green);background:var(--greenSoft);border-radius:0 12px 12px 0;
    padding:18px 20px 16px}
  .verdict.warn .verdict-inner{border-color:var(--amber);background:var(--amberSoft)}
  .verdict.bad .verdict-inner{border-color:var(--red);background:var(--redSoft)}
  .v-top{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;flex-wrap:wrap}
  .stamp{font-size:11.5px;font-weight:700;letter-spacing:1.8px;text-transform:uppercase;color:var(--green);
    border:1.5px solid currentColor;border-radius:999px;padding:5px 11px;background:rgba(255,255,255,.55);white-space:nowrap}
  .verdict.warn .stamp{color:var(--amber)}
  .verdict.bad .stamp{color:var(--red)}
  .v-title{font-size:22px;font-weight:600;letter-spacing:-.4px;margin:10px 0 4px}
  .v-sub{font-size:14.8px;color:var(--muted);line-height:1.5;max-width:640px}
  .v-sub b{color:var(--ink2);font-weight:600}
  .v-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:16px}
  .v-stat{background:rgba(255,255,255,.72);border:1px solid rgba(255,255,255,.9);border-radius:10px;padding:11px 13px}
  .v-stat .n{font-size:21px;font-weight:600;letter-spacing:-.4px;color:var(--ink)}
  .v-stat .l{font-size:11.8px;color:var(--muted);margin-top:2px;line-height:1.3}
  .v-note{margin-top:14px;font-size:13.6px;color:var(--ink2);background:rgba(255,255,255,.6);
    border:1px dashed #D9DEE6;border-radius:9px;padding:11px 13px;line-height:1.5}
  .v-note b{font-weight:600}
  .v-actions{display:flex;flex-wrap:wrap;gap:9px;margin-top:14px;align-items:center}
  .share{display:inline-flex;align-items:center;gap:8px;height:40px;padding:0 15px;border-radius:9px;
    font-size:13.8px;font-weight:600;text-decoration:none;border:1px solid transparent;cursor:pointer;font-family:inherit}
  .wa{background:#1F8A55;color:#fff}
  .wa:hover{background:#197348}
  .ghost{background:#fff;color:var(--ink2);border-color:#D9DEE6}
  .ghost:hover{border-color:#B9C0CA}
  .v-actions .tiny{font-size:12.4px;color:var(--faint);margin-left:2px}

  /* ── monetisation slot ───────────────────────────── */
  .sponsor{margin-top:16px;border:1px solid var(--line);border-radius:12px;background:#fff;padding:14px 16px}
  .sponsor .k{font-size:10.8px;letter-spacing:1.5px;text-transform:uppercase;color:var(--faint);margin-bottom:9px}
  .sponsor .row{display:flex;gap:10px;flex-wrap:wrap}
  .sponsor a{flex:1 1 210px;display:flex;justify-content:space-between;align-items:center;gap:10px;text-decoration:none;
    border:1px solid var(--line);border-radius:9px;padding:10px 13px;font-size:13.5px;color:var(--ink2);font-weight:600;background:#FDFCFA}
  .sponsor a:hover{border-color:#CBB7A4;background:#FFF9F2}
  .sponsor a em{font-style:normal;font-weight:600;color:var(--accent);font-size:13px;white-space:nowrap}

  /* ── sections ─────────────────────────────────────── */
  section{padding:40px 0 6px}
  .sec-head{display:flex;align-items:baseline;justify-content:space-between;gap:16px;margin-bottom:16px;flex-wrap:wrap}
  h2{font-size:26px;letter-spacing:-.55px;font-weight:600;line-height:1.2}
  .sec-head .meta{font-size:13px;color:var(--faint)}
  h3{font-size:16.5px;font-weight:600;letter-spacing:-.1px}
  p.body{color:var(--muted);font-size:15.4px;line-height:1.6}

  .table-shell{border:1px solid var(--line);border-radius:13px;overflow:hidden;background:#fff}
  .scroll{overflow-x:auto}
  table{width:100%;border-collapse:collapse;font-size:14.6px;min-width:620px}
  thead th{background:#F5F3EE;text-align:left;font-size:11.6px;letter-spacing:1.2px;text-transform:uppercase;
    color:var(--muted);font-weight:700;padding:12px 15px;border-bottom:1px solid var(--line);white-space:nowrap}
  td{padding:12px 15px;border-bottom:1px solid var(--line2);color:var(--ink2);vertical-align:top}
  tbody tr:last-child td{border-bottom:none}
  tbody tr:hover td{background:#FCFAF6}
  td.num,th.num{font-variant-numeric:tabular-nums}
  .tag{display:inline-block;font-size:11.5px;font-weight:600;padding:3px 8px;border-radius:999px;
    background:var(--navySoft);color:var(--navy);white-space:nowrap}
  .tag.green{background:var(--greenSoft);color:var(--green)}
  .tag.amber{background:var(--amberSoft);color:var(--amber)}
  .table-note{font-size:12.6px;color:var(--faint);padding:11px 15px;border-top:1px solid var(--line);background:#FCFBF8}
  .mob-hint{display:none}

  .facts{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
  .fact{background:#fff;border:1px solid var(--line);border-radius:12px;padding:17px 18px}
  .fact .n{font-size:11.5px;font-weight:700;letter-spacing:1.5px;color:var(--accent);text-transform:uppercase;margin-bottom:7px}
  .fact h3{margin-bottom:6px}
  .fact p{font-size:13.9px;color:var(--muted);line-height:1.5}
  .fact p b{color:var(--ink2);font-weight:600}

  .faq{border:1px solid var(--line);border-radius:13px;background:#fff;overflow:hidden}
  details{border-bottom:1px solid var(--line2)}
  details:last-child{border-bottom:none}
  summary{list-style:none;cursor:pointer;padding:16px 18px;font-size:15.6px;font-weight:600;color:var(--ink2);
    display:flex;justify-content:space-between;gap:14px;align-items:center}
  summary::-webkit-details-marker{display:none}
  summary .ico{flex:0 0 24px;height:24px;border-radius:50%;background:#F4F1EB;color:var(--muted);
    display:flex;align-items:center;justify-content:center;font-size:16px;font-weight:500;transition:transform .2s}
  details[open] summary .ico{transform:rotate(45deg);background:var(--accentSoft);color:var(--accent)}
  details .ans{padding:0 18px 17px;font-size:14.6px;color:var(--muted);line-height:1.62;max-width:840px}
  details .ans b{color:var(--ink2);font-weight:600}

  .related{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
  .related.two{grid-template-columns:repeat(2,1fr)}
  .rel{display:block;text-decoration:none;background:#fff;border:1px solid var(--line);border-radius:11px;padding:13px 14px}
  .rel:hover{border-color:#D3C2B0;background:#FFFBF6}
  .rel b{display:block;font-size:14px;font-weight:600;color:var(--ink2);line-height:1.3}
  .rel span{display:block;font-size:12.2px;color:var(--faint);margin-top:4px}

  /* ── trust block + footer ────────────────────────── */
  .trustbox{margin:42px 0 0;background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px 26px}
  .trustbox .k{font-size:11.5px;font-weight:700;letter-spacing:1.7px;text-transform:uppercase;color:var(--green);margin-bottom:9px}
  .trustbox h2{font-size:22px;margin-bottom:8px}
  .trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:16px}
  .trust-grid h3{font-size:13.5px;margin-bottom:5px}
  .trust-grid p,.trust-grid li{font-size:13.4px;color:var(--muted);line-height:1.55}
  .trust-grid ul{list-style:none}
  .trust-grid li{padding-left:13px;position:relative;margin-bottom:4px}
  .trust-grid li:before{content:"";position:absolute;left:0;top:8px;width:4px;height:4px;border-radius:50%;background:#C9CFD8}
  .trust-grid a{color:var(--navy);text-decoration:none;border-bottom:1px solid #C9D4E8}
  .changelog{margin-top:18px;border-top:1px solid var(--line2);padding-top:14px;font-size:13px;color:var(--muted)}
  .changelog b{color:var(--ink2);font-weight:600}
  .changelog .row{display:flex;gap:12px;margin-top:4px}
  .changelog .date{flex:0 0 92px;color:var(--faint);font-variant-numeric:tabular-nums}

  footer{border-top:1px solid var(--line);margin-top:44px;padding:26px 0 40px;font-size:13px;color:var(--faint)}
  .foot-grid{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
  footer a{color:var(--muted);text-decoration:none;margin-right:16px}
  footer a:hover{color:var(--ink)}
  .disclaimer{max-width:640px;line-height:1.55}


  /* ── responsive tables ────────────────────────────── */
  @media (max-width:520px){
    .t-cat{min-width:0}
    .t-cat .notes-col{display:none}
    .t-cat th,.t-cat td{padding:10px 9px;font-size:12.7px}
    .t-cat thead th{font-size:9.6px;letter-spacing:.7px}
    .t-post{min-width:0}
    .t-post thead{display:none}
    .t-post,.t-post tbody{display:block}
    .t-post tr{display:block;border:1px solid var(--line);border-radius:10px;padding:11px 13px;margin:0 0 8px;background:#fff}
    .t-post tr:last-child{margin-bottom:0}
    .t-post td{display:block;border:none;padding:0;font-size:13.4px;line-height:1.45}
    .t-post td:nth-child(1){margin-bottom:5px}
    .t-post td:nth-child(2){color:var(--muted);font-size:12.6px}
    .t-post td:nth-child(3){margin-top:5px;color:var(--ink2)}
    .t-post td:nth-child(3):before{content:"→ ";color:var(--faint)}
    .table-shell:has(.t-post){border:none;background:transparent;overflow:visible}
    .table-shell:has(.t-post) .scroll{overflow:visible}
    .table-shell:has(.t-post) .table-note{border:1px solid var(--line);border-radius:10px;margin-top:2px}
  }

  /* ── responsive ──────────────────────────────────── */
  @media (max-width:900px){
    body{font-size:16px}
    .calc-top{grid-template-columns:1fr}
    .calc-side{border-left:none;border-top:1px solid var(--line)}
    .facts{grid-template-columns:1fr}
    .related{grid-template-columns:repeat(2,1fr)}
    .trust-grid{grid-template-columns:1fr}
    h1{font-size:34px;letter-spacing:-.7px}
    .deck{font-size:16.5px}
    nav{display:none}
    .v-stats{grid-template-columns:1fr 1fr}
    .hero{padding-top:30px}
  }
  @media (max-width:520px){
    .wrap{padding:0 16px}
    h1{font-size:29px}
    h2{font-size:22px}
    .calc-form,.calc-side,.verdict{padding-left:18px;padding-right:18px}
    .v-stats{grid-template-columns:1fr}
    .related{grid-template-columns:1fr}
    .related.two{grid-template-columns:1fr}
    .bar{height:56px}
    .brand i{display:none}
    .pin{display:none}
    .ribbon{font-size:10.5px;letter-spacing:1px}
  }

  /* ── hub page ─────────────────────────────────────── */
  .hub-intro{padding:40px 0 4px}
  .hub-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:16px}
  .hub-card{display:block;text-decoration:none;background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 17px}
  .hub-card:hover{border-color:#D3C2B0;background:#FFFBF6}
  .hub-card .n{font-size:15.5px;font-weight:600;color:var(--ink2);letter-spacing:-.2px}
  .hub-card .m{font-size:12.6px;color:var(--faint);margin-top:4px}
  .hub-card .s{display:inline-block;margin-top:9px;font-size:10.8px;font-weight:700;letter-spacing:1.2px;
    text-transform:uppercase;color:var(--green);background:var(--greenSoft);border-radius:999px;padding:3px 8px}
  .hub-card .s.live{color:#8A6A22;background:#FBF2DD}
  .hub-group{font-size:11.5px;font-weight:700;letter-spacing:1.7px;text-transform:uppercase;color:var(--accent);
    margin:28px 0 2px}
  @media (max-width:900px){.hub-grid{grid-template-columns:1fr 1fr}}
  @media (max-width:520px){.hub-grid{grid-template-columns:1fr}}


  /* ════════════════════════════════════════════════════════════════════
     Calculator engine components (new multi-vertical site)
     All existing exam-page classes above are untouched.
     ════════════════════════════════════════════════════════════════════ */
  [hidden]{display:none !important}
  body{overflow-x:hidden}
  .kicker{font-size:11.5px;font-weight:700;letter-spacing:1.7px;text-transform:uppercase;color:var(--accent);
    margin-bottom:10px}
  .empty-note{background:#fff;border:1px dashed var(--line);border-radius:12px;padding:18px 20px}
  .empty-note a{color:var(--navy);text-decoration:none;border-bottom:1px solid #C9D4E8}

  /* ── form fields inside the generated calculator form ─────────────── */
  .calc-form{min-width:0}
  .field .hint{display:block;font-weight:400;color:var(--faint);font-size:12.5px;margin-top:5px}
  .control-wrap{display:flex;align-items:center;height:52px;border:1.5px solid #D7DCE3;border-radius:11px;
    background:#fff;overflow:hidden}
  .control-wrap:focus-within{border-color:var(--accent);box-shadow:0 0 0 3px rgba(205,90,26,.13)}
  .control-wrap .control{border:none;height:100%;flex:1 1 auto;min-width:0;padding:0 14px;box-shadow:none;
    background:transparent}
  .control-wrap .control:focus{box-shadow:none}
  .control-wrap .affix{flex:0 0 auto;color:var(--muted);font-size:14px;font-weight:600;padding:0 12px;
    background:#F7F5F0;align-self:stretch;display:flex;align-items:center;white-space:nowrap}
  .control-wrap .affix.prefix{border-right:1px solid var(--line2)}
  .control-wrap .affix.suffix{border-left:1px solid var(--line2)}
  .field.invalid .control-wrap,.field.invalid>.control{border-color:var(--red);
    box-shadow:0 0 0 3px rgba(156,47,42,.12)}
  .field.invalid>label{color:var(--red)}
  .calc-form .btn{margin-top:6px}
  .calc-form .privacy{margin-top:12px}

  /* ── result panel ─────────────────────────────────────────────────── */
  .calc-side.result{padding:26px 26px 24px;justify-content:flex-start;overflow:hidden}
  .result-step{margin-bottom:14px}
  .result-empty{font-size:14px;color:var(--faint);line-height:1.55;max-width:420px}
  .result-body{border-left:4px solid var(--green);border-radius:0 10px 10px 0;padding:2px 0 2px 16px}
  .result.ok .result-body{border-color:var(--green)}
  .result.warn .result-body{border-color:var(--amber)}
  .result.bad .result-body{border-color:var(--red)}
  .result.is-error .result-error{border-left:4px solid var(--red);border-radius:0 10px 10px 0;
    background:var(--redSoft);padding:12px 14px;font-size:14px;color:var(--red);font-weight:500;
    line-height:1.5}
  .result-badge{display:inline-block;font-size:10.8px;font-weight:700;letter-spacing:1.1px;
    text-transform:uppercase;color:var(--navy);background:var(--navySoft);border:1px solid #D8E1F2;
    border-radius:999px;padding:4px 9px;margin-bottom:10px}
  .result-label{font-size:13.5px;font-weight:600;color:var(--muted);letter-spacing:.2px}
  .result-value{margin:4px 0 2px;line-height:1.05;letter-spacing:-1.4px;color:var(--ink);
    overflow-wrap:anywhere;font-variant-numeric:tabular-nums}
  .result-value .v{font-size:44px;font-weight:600}
  .result-value .u{font-size:18px;font-weight:500;color:var(--muted);letter-spacing:-.2px;margin-left:4px}
  .result-stats{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:16px}
  .result-stat{background:#fff;border:1px solid var(--line);border-radius:9px;padding:9px 11px}
  .result-stat .n{font-size:16.5px;font-weight:600;color:var(--ink);font-variant-numeric:tabular-nums;
    overflow-wrap:anywhere;line-height:1.25}
  .result-stat .l{font-size:11.8px;color:var(--muted);margin-top:2px;line-height:1.3}
  .result-rows{margin-top:14px;border:1px solid var(--line);border-radius:9px;overflow:hidden;background:#fff}
  .result-rows .t-rows{min-width:0;font-size:13.2px}
  .t-rows thead th{padding:8px 11px;font-size:10px}
  .t-rows td{padding:8px 11px}
  .result-note{margin-top:14px;font-size:13.4px;color:var(--ink2);background:#fff;
    border:1px dashed #D9DEE6;border-radius:9px;padding:11px 13px;line-height:1.5;overflow-wrap:anywhere}
  .result-note b{font-weight:600}
  .result .v-actions{margin-top:15px}
  .result .v-actions .tiny{font-size:11.8px;color:var(--faint);line-height:1.45;flex:1 1 100%;
    margin-left:0;margin-top:2px}
  .result.is-error .result-body{display:none}

  /* ── how it is calculated ─────────────────────────────────────────── */
  .formula{margin:18px 0 20px;background:#152238;color:#EEF1F6;border-radius:13px;padding:16px 18px;
    overflow-wrap:anywhere}
  .formula .k{display:block;font-size:10.5px;font-weight:700;letter-spacing:1.7px;text-transform:uppercase;
    color:#E7A97E;margin-bottom:7px}
  .formula code{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:14.5px;
    line-height:1.55;white-space:pre-wrap;word-break:break-word}
  .steps{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
  .step-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 18px 16px}
  .step-card .n{display:inline-flex;align-items:center;justify-content:center;width:26px;height:26px;
    border-radius:50%;background:var(--accentSoft);color:var(--accent);font-size:12px;font-weight:700;
    letter-spacing:.5px;margin-bottom:10px}
  .step-card h3{margin-bottom:6px}
  .step-card p{font-size:13.9px;color:var(--muted);line-height:1.55}

  /* ── vertical hub ─────────────────────────────────────────────────── */
  .vert-hero .kicker{margin-top:2px}
  .intro-cols{display:grid;grid-template-columns:1fr 1fr;gap:14px 22px}
  .calc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
  .calc-card{display:flex;flex-direction:column;text-decoration:none;background:#fff;border:1px solid var(--line);
    border-radius:12px;padding:17px 18px 15px;min-height:158px}
  .calc-card:hover{border-color:#D3C2B0;background:#FFFBF6}
  .calc-card .name{font-size:16px;font-weight:600;color:var(--ink2);letter-spacing:-.2px;line-height:1.3}
  .calc-card p{font-size:13.2px;color:var(--muted);line-height:1.5;margin:7px 0 12px;flex:1 1 auto}
  .calc-card .open{font-size:12.6px;font-weight:700;color:var(--accent);letter-spacing:.2px}
  .mini-verts{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
  .mini-verts a{display:block;text-decoration:none;background:#fff;border:1px solid var(--line);
    border-radius:11px;padding:13px 14px}
  .mini-verts a:hover{border-color:#D3C2B0;background:#FFFBF6}
  .mini-verts b{display:block;font-size:14px;font-weight:600;color:var(--ink2)}
  .mini-verts span{display:block;font-size:12px;color:var(--faint);margin-top:3px;text-transform:capitalize}

  /* ── home page ────────────────────────────────────────────────────── */
  .home-hero{padding-top:52px}
  .home-hero h1{font-size:52px;max-width:760px}
  .hero-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}
  .btn-link{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 18px;
    border-radius:10px;background:var(--accent);color:#fff;text-decoration:none;font-size:14.5px;
    font-weight:600;box-shadow:0 8px 18px -12px rgba(205,90,26,.85)}
  .btn-link:hover{background:#B94E12}
  .btn-link.ghost{background:#fff;color:var(--ink2);border:1px solid #D9DEE6;box-shadow:none}
  .btn-link.ghost:hover{border-color:#B9C0CA;background:#FDFCFA}
  .vert-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
  .vert-card{display:flex;flex-direction:column;text-decoration:none;background:#fff;border:1px solid var(--line);
    border-radius:14px;padding:18px 18px 15px;min-height:196px}
  .vert-card:hover{border-color:#D3C2B0;background:#FFFBF6}
  .vert-card .icon{font-size:24px;line-height:1;margin-bottom:10px}
  .vert-card .name{font-size:16.5px;font-weight:600;color:var(--ink);letter-spacing:-.2px}
  .vert-card p{font-size:13px;color:var(--muted);line-height:1.5;margin:7px 0 12px;flex:1 1 auto}
  .vert-card .count{display:flex;align-items:center;justify-content:space-between;gap:10px;
    font-size:12.4px;color:var(--faint)}
  .vert-card .count em{font-style:normal;font-weight:700;color:var(--accent)}
  .vert-card.exams-card{background:#F6F4EF}
  .featured{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
  .feat-group{background:#fff;border:1px solid var(--line);border-radius:14px;padding:6px 6px 4px}
  .feat-head{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 13px 8px}
  .feat-head a{text-decoration:none;font-size:14.5px;font-weight:600;color:var(--ink2)}
  .feat-head span{font-size:12px;color:var(--faint);white-space:nowrap}
  .feat-group ul{list-style:none}
  .feat-group li a{display:block;text-decoration:none;padding:10px 13px;border-top:1px solid var(--line2);
    border-radius:9px}
  .feat-group li a:hover{background:#FFFBF6}
  .feat-group li b{display:block;font-size:14px;font-weight:600;color:var(--ink2);line-height:1.35}
  .feat-group li span{display:block;font-size:12.2px;color:var(--faint);margin-top:2px}
  .verified-strip{margin-top:0}
  .verified-strip .trust-grid{margin-top:14px}
  .verified-strip p.body{margin-top:14px}

  /* ── footer additions ─────────────────────────────────────────────── */
  .foot-legal{display:flex;flex-wrap:wrap;align-content:flex-start;gap:0}
  .foot-verts{display:flex;flex-wrap:wrap;gap:6px 14px;align-items:baseline;margin-top:20px;
    padding-top:16px;border-top:1px solid var(--line2);font-size:12.6px}
  .foot-verts span{color:var(--faint)}
  .foot-verts a{color:var(--muted);text-decoration:none}
  .foot-verts a:hover{color:var(--ink)}
  .foot-partners{display:flex;flex-wrap:wrap;gap:6px 14px;align-items:baseline;margin-top:12px;
    font-size:12.6px}
  .foot-partners span{color:var(--faint)}
  .foot-partners a{color:var(--muted);text-decoration:none}
  .foot-partners a:hover{color:var(--ink)}
  .foot-base{margin-top:14px;font-size:12px;color:var(--faint);line-height:1.5;max-width:780px}

  /* ── new-page responsive ──────────────────────────────────────────── */
  @media (max-width:1000px){
    .vert-grid{grid-template-columns:repeat(2,1fr)}
    .calc-grid{grid-template-columns:repeat(2,1fr)}
    .steps{grid-template-columns:1fr}
    .mini-verts{grid-template-columns:repeat(2,1fr)}
  }
  @media (max-width:900px){
    .home-hero h1{font-size:38px}
    .home-hero{padding-top:34px}
    .featured{grid-template-columns:1fr}
    .intro-cols{grid-template-columns:1fr}
    .result-value .v{font-size:38px}
    .calc-side.result{border-left:none;border-top:1px solid var(--line)}
    .calc-live .result-value .v{font-size:38px}
  }
  @media (max-width:520px){
    .home-hero h1{font-size:30px;letter-spacing:-.6px}
    .home-hero{padding-top:26px}
    .vert-grid,.calc-grid,.mini-verts,.result-stats{grid-template-columns:1fr}
    .calc-side.result{padding:20px 18px 22px}
    .result-value .v{font-size:32px}
    .result-stats{gap:7px}
    .hero-actions .btn-link{width:100%}
    .formula{padding:14px 14px}
    .formula code{font-size:13px}
    .share{height:44px}
    .btn{height:54px}
    .control,.control-wrap{height:50px}
    .foot-verts{gap:6px 12px}
    .table-shell{max-width:100%}
    .result-rows .t-rows{min-width:0}
    .step-card{padding:16px}
  }

  /* ── compact mobile navigation (desktop nav is hidden <=900px) ─────── */
  .mobile-nav{display:none;border-top:1px solid var(--line2);background:rgba(252,251,248,.97)}
  .mnav-row{display:flex;align-items:center;gap:2px;overflow-x:auto;white-space:nowrap;font-size:12.8px;
    font-weight:600;color:var(--muted);-webkit-overflow-scrolling:touch;scrollbar-width:none}
  .mnav-row::-webkit-scrollbar{display:none}
  .mnav-row a{display:inline-flex;align-items:center;min-height:44px;padding:0 10px;text-decoration:none;
    color:var(--muted);border-radius:8px;flex:0 0 auto}
  .mnav-row a:hover,.mnav-row a:first-child{color:var(--ink);background:#F4F1EB}
  @media (max-width:900px){.mobile-nav{display:block}}

/* ════════════════════════════════════════════════════════════════════════
   VISUAL REFRESH v2 — icon system, per-vertical colour, depth.
   Loaded after the base/exam styles so it can override without touching the
   exam functionality. Everything below is presentation only.
   ════════════════════════════════════════════════════════════════════════ */
:root{
  --accent2:#E5762F;
  --paper:#FAF8F3;
  --line:#E5E7EC;
  --line2:#EFF0F3;
  --ink:#111C2E;
  --ink2:#26364F;
  --shadow-sm:0 1px 2px rgba(17,28,46,.05), 0 2px 8px -4px rgba(17,28,46,.08);
  --shadow-md:0 2px 4px rgba(17,28,46,.04), 0 16px 32px -20px rgba(17,28,46,.22);
  --shadow-lg:0 4px 10px rgba(17,28,46,.05), 0 30px 60px -32px rgba(17,28,46,.30);
  --v:#C8531F; --v2:#E5762F; --vs:#FBEBDD; --vd:#8A3410; --vc:#C8531F;
}
body[data-vertical="home"]{--v:#C8531F; --v2:#E5762F; --vs:#FBEBDD; --vd:#8A3410; --vc:#C8531F}
body[data-vertical="salary"]{--v:#A96A0B; --v2:#CE8B1F; --vs:#FBF0D9; --vd:#6F4503; --vc:#A96A0B}
body[data-vertical="construction"]{--v:#B4532A; --v2:#D9773F; --vs:#FBE9DE; --vd:#7C3417; --vc:#B4532A}
body[data-vertical="convert"]{--v:#2F6FB3; --v2:#4E8FD4; --vs:#E7F0FB; --vd:#1D4B7F; --vc:#2F6FB3}
body[data-vertical="solar"]{--v:#C76A0A; --v2:#E89424; --vs:#FFF0D8; --vd:#8A4603; --vc:#C76A0A}
body[data-vertical="agriculture"]{--v:#3E7C4A; --v2:#5B9B66; --vs:#E8F3EA; --vd:#285531; --vc:#3E7C4A}
body[data-vertical="government"]{--v:#5B4B99; --v2:#7B69BE; --vs:#EEEAF9; --vd:#3C2F6E; --vc:#5B4B99}
body[data-vertical="vehicle"]{--v:#1F7A7A; --v2:#379B9B; --vs:#E3F3F3; --vd:#125252; --vc:#1F7A7A}
body[data-vertical="exams"]{--v:#24406E; --v2:#3D6299; --vs:#EBEFF7; --vd:#152238; --vc:#24406E}
body[data-vertical="legal"]{--v:#4A5568; --v2:#69758A; --vs:#EEF1F5; --vd:#2D3748; --vc:#4A5568}

html{scroll-padding-top:90px}
body{
  background:
    radial-gradient(1000px 460px at 86% -8%, rgba(205,90,26,.065), transparent 62%),
    radial-gradient(900px 460px at -8% 6%, rgba(36,64,110,.055), transparent 58%),
    var(--paper);
  background-attachment:fixed;
}
.wrap{max-width:1120px}
::selection{background:#F8DCCB}
h1,h2,h3{text-wrap:balance}
h1 em{font-family:var(--serif);font-style:italic;font-weight:600;color:var(--v,var(--accent))}
a{transition:color .15s ease}

/* icons */
.sprite{position:absolute!important;width:0;height:0;overflow:hidden}
.ic{width:1.15em;height:1.15em;display:inline-block;vertical-align:-.16em;flex:0 0 auto;
  fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.icon-tile{width:46px;height:46px;border-radius:14px;display:inline-flex;align-items:center;justify-content:center;
  background:var(--cs,var(--vs));color:var(--c,var(--v));border:1px solid rgba(17,28,46,.05);
  box-shadow:inset 0 1px 0 rgba(255,255,255,.75), 0 6px 14px -12px rgba(17,28,46,.35);flex:0 0 auto}
.icon-tile .ic{width:22px;height:22px;stroke-width:1.8}
.icon-tile.sm{width:36px;height:36px;border-radius:11px}
.icon-tile.sm .ic{width:18px;height:18px}
.icon-tile.xl{width:62px;height:62px;border-radius:18px}
.icon-tile.xl .ic{width:29px;height:29px}

/* per-vertical card colours */
.vc{--c:var(--v);--cs:var(--vs)}
[data-v="salary"]{--c:#A96A0B;--cs:#FBF0D9}
[data-v="construction"]{--c:#B4532A;--cs:#FBE9DE}
[data-v="convert"]{--c:#2F6FB3;--cs:#E7F0FB}
[data-v="solar"]{--c:#C76A0A;--cs:#FFF0D8}
[data-v="agriculture"]{--c:#3E7C4A;--cs:#E8F3EA}
[data-v="government"]{--c:#5B4B99;--cs:#EEEAF9}
[data-v="vehicle"]{--c:#1F7A7A;--cs:#E3F3F3}
[data-v="exams"]{--c:#24406E;--cs:#EBEFF7}
[data-v="home"]{--c:#C8531F;--cs:#FBEBDD}

/* header */
.site-head{border-bottom:1px solid var(--line);background:rgba(250,248,243,.88);position:sticky;top:0;z-index:30;
  backdrop-filter:saturate(160%) blur(14px);box-shadow:0 1px 0 rgba(17,28,46,.03)}
.site-head .bar{height:70px}
.brand .mark{width:32px;height:32px;border-radius:10px;font-size:16px;
  background:linear-gradient(135deg,var(--accent2),var(--accent) 70%);border:1px solid rgba(255,255,255,.25);
  box-shadow:0 8px 18px -10px rgba(200,83,31,.85), inset 0 1px 0 rgba(255,255,255,.28)}
.brand b{font-size:17px;letter-spacing:-.35px}
.brand:hover .mark{transform:translateY(-1px);transition:transform .15s}
.site-nav{gap:3px;font-size:13.6px}
.site-nav a{padding:8px 10px;border-radius:9px;transition:background .15s,color .15s}
.site-nav a:hover{color:var(--ink);background:rgba(17,28,46,.05)}
.pin{display:inline-flex;align-items:center;gap:6px;font-size:12.4px;padding:7px 12px}
.pin .ic{width:13px;height:13px}

/* section language */
.sec{padding:52px 0 6px}
.sec-head{align-items:flex-end;margin-bottom:22px}
.sec-head h2{font-size:29px;letter-spacing:-.7px}
.eyebrow{display:inline-flex;align-items:center;gap:7px;font-size:11px;font-weight:800;letter-spacing:1.7px;
  text-transform:uppercase;color:var(--v);margin-bottom:7px}
.eyebrow .ic{width:13px;height:13px}
.sec-head .meta{font-size:12.8px}
.kicker{display:flex;align-items:center;gap:8px;flex-wrap:wrap}
.kicker .ic{width:14px;height:14px}
.dot-sep{color:var(--faint);opacity:.7;margin:0 1px}
.crumbs span{color:#C3C9D3;margin:0 4px;font-size:12px}
.crumbs a:hover{color:var(--muted)}

/* hero primitives */
.title-row{display:flex;align-items:center;gap:18px;margin-top:4px}
.title-row h1{margin:0}
.title-row .kicker{margin-bottom:2px}
.hero-calc .title-row{margin-bottom:2px}

/* home hero */
.home-hero{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);gap:54px;align-items:center;
  padding:64px 0 22px;position:relative}
.home-hero h1{font-size:56px;letter-spacing:-1.8px;line-height:1.02;max-width:640px}
.hh-copy .deck{max-width:600px;font-size:17.5px}
.hero-actions{margin-top:26px}
.hero-proof{display:flex;gap:30px;flex-wrap:wrap;margin-top:32px;padding-top:20px;border-top:1px solid var(--line)}
.hero-proof .hp b{display:block;font-size:25px;font-weight:650;letter-spacing:-.7px;color:var(--ink)}
.hero-proof .hp span{display:block;font-size:11.5px;color:var(--faint);margin-top:1px;letter-spacing:.2px}
.hh-visual{position:relative;min-height:430px;display:flex;align-items:center;justify-content:center}
.hh-visual:before{content:"";position:absolute;inset:-8% -12%;border-radius:40px;
  background:radial-gradient(closest-side,rgba(200,83,31,.16),transparent 72%);filter:blur(6px);z-index:0}
.demo-card{position:relative;z-index:1;display:block;width:100%;max-width:410px;text-decoration:none;color:inherit;
  background:linear-gradient(180deg,#FFFFFF,#FFFDF9);border:1px solid #E9E2D7;border-radius:22px;padding:16px;
  box-shadow:var(--shadow-lg);transform:rotate(-1.4deg);transition:transform .25s ease,box-shadow .25s ease}
.demo-card:hover{transform:rotate(0) translateY(-4px);box-shadow:0 4px 12px rgba(17,28,46,.07),0 40px 70px -30px rgba(17,28,46,.38)}
.demo-top{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:2px 2px 12px}
.demo-app{display:flex;align-items:center;gap:8px;font-size:12.5px;font-weight:650;color:var(--ink2)}
.demo-dot{width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 3px var(--greenSoft)}
.demo-live{display:inline-flex;align-items:center;gap:4px;font-size:10px;font-weight:800;letter-spacing:.8px;
  text-transform:uppercase;color:var(--green);background:var(--greenSoft);padding:4px 7px;border-radius:999px}
.demo-live .ic{width:10px;height:10px;stroke-width:2.4}
.demo-field{display:flex;align-items:center;justify-content:space-between;gap:12px;border:1.5px solid #E1DACE;
  background:#FFFDF9;border-radius:12px;padding:12px 14px}
.demo-field span{font-size:11.5px;font-weight:650;color:var(--faint);text-transform:uppercase;letter-spacing:.8px}
.demo-field b{font-size:18px;letter-spacing:-.4px;color:var(--ink)}
.demo-flow{display:flex;align-items:center;gap:7px;color:var(--faint);font-size:11px;padding:9px 4px 7px}
.demo-flow .ic{width:13px;height:13px;color:var(--accent)}
.demo-formula{background:#0F1A2B;border-radius:11px;padding:10px 12px;margin-bottom:12px;overflow:hidden}
.demo-formula code{display:block;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:10.7px;
  line-height:1.5;color:#C9D6EA;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.demo-result{border-radius:14px;padding:16px 16px 14px;color:#F6F8FC;
  background:linear-gradient(135deg,#152238,#24406E 62%,#31517F);position:relative;overflow:hidden}
.demo-result:after{content:"";position:absolute;right:-30px;top:-40px;width:140px;height:140px;border-radius:50%;
  background:radial-gradient(closest-side,rgba(229,118,47,.55),transparent 70%)}
.demo-result small{display:block;font-size:10.5px;font-weight:700;letter-spacing:1.3px;text-transform:uppercase;color:#AFC0DA}
.demo-result strong{display:block;font-size:36px;letter-spacing:-1.4px;line-height:1.12;margin-top:4px;font-weight:650;color:#fff}
.demo-result span{display:block;font-size:11px;color:#93A6C2;margin-top:2px}
.demo-meta{display:flex;justify-content:space-between;gap:10px;padding:11px 3px 2px;font-size:10.5px;color:var(--faint)}
.demo-meta span{display:inline-flex;align-items:center;gap:4px}
.demo-meta .ic{width:11px;height:11px}
.demo-open{display:flex;align-items:center;justify-content:center;gap:6px;margin-top:10px;border-top:1px dashed #E8E1D5;
  padding-top:10px;font-size:11.6px;font-weight:750;color:var(--accent);letter-spacing:.2px}
.demo-open .ic{width:13px;height:13px}
.float-chip{position:absolute;z-index:2;display:inline-flex;align-items:center;gap:6px;background:#fff;
  border:1px solid var(--line);border-radius:999px;padding:8px 11px;font-size:11px;font-weight:650;color:var(--ink2);
  box-shadow:var(--shadow-md);white-space:nowrap}
.float-chip .ic{width:13px;height:13px;color:var(--green)}
.fc-a{left:-18px;top:12%;transform:rotate(-3deg)}
.fc-b{right:-14px;bottom:10%;transform:rotate(2deg);color:var(--ink2)}
.fc-b .ic{color:var(--accent)}

/* vertical cards */
.vert-grid{grid-template-columns:repeat(4,1fr);gap:14px}
.vert-card{padding:20px 20px 16px;border-radius:18px;background:linear-gradient(180deg,#fff,#FDFCFA);
  border:1px solid var(--line);box-shadow:var(--shadow-sm);overflow:hidden;position:relative;
  transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.vert-card:before{content:"";position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(260px 120px at 100% 0,var(--cs),transparent 68%);opacity:.75}
.vert-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:#D9CEC0}
.vc-top{display:flex;align-items:flex-start;justify-content:space-between;margin-bottom:14px;position:relative;z-index:1}
.vc-count{font-size:11.5px;font-weight:750;color:var(--c);background:var(--cs);border:1px solid rgba(17,28,46,.05);
  padding:3px 9px;border-radius:999px}
.vert-card .name{font-size:17px;font-weight:650;letter-spacing:-.35px;position:relative;z-index:1}
.vert-card p{font-size:12.8px;line-height:1.5;margin:7px 0 13px;color:var(--muted);position:relative;z-index:1}
.vert-card .count{font-size:11.8px;position:relative;z-index:1;padding-top:10px;border-top:1px solid var(--line2)}
.vert-card .count em{display:inline-flex;align-items:center;gap:4px;font-style:normal;font-weight:750;color:var(--c)}
.vert-card .count em .ic{width:13px;height:13px}
.exams-card{background:linear-gradient(180deg,#fff,#F7F8FC)}
.mini-vert{display:flex;align-items:center;gap:11px;text-decoration:none;background:#fff;border:1px solid var(--line);
  border-radius:14px;padding:11px 13px;transition:border-color .15s,transform .15s,box-shadow .15s}
.mini-vert:hover{border-color:#D9CEC0;transform:translateY(-2px);box-shadow:var(--shadow-sm)}
.mini-vert .mv-txt{flex:1 1 auto;min-width:0}
.mini-vert b{display:block;font-size:13.6px;font-weight:650;color:var(--ink2)}
.mini-vert .mv-txt span{display:block;font-size:11.4px;color:var(--faint);text-transform:capitalize}
.mini-vert> .ic{width:14px;height:14px;color:var(--c)}

/* featured */
.featured{gap:16px}
.feat-group{padding:8px;border-radius:18px;border:1px solid var(--line);background:#fff;box-shadow:var(--shadow-sm)}
.feat-head{padding:10px 10px 8px;align-items:center}
.feat-head a{display:flex;align-items:center;gap:10px;font-size:14.5px}
.feat-head a .icon-tile.sm{background:var(--cs);color:var(--c)}
.feat-head>span{display:inline-flex;align-items:center;gap:4px;font-size:11.5px;font-weight:650;color:var(--faint)}
.feat-head>span .ic{width:12px;height:12px}
.feat-group li a{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:11px 12px;
  border-top:1px solid var(--line2);border-radius:10px;transition:background .15s}
.feat-group li a:hover{background:var(--cs)}
.feat-group li a:hover .fi-arrow{background:var(--c);color:#fff;border-color:var(--c)}
.fi-name{min-width:0}
.fi-name b{font-size:13.8px;font-weight:650}
.fi-name span{font-size:11.8px;margin-top:1px}
.fi-arrow{width:28px;height:28px;border-radius:999px;border:1px solid var(--line);display:inline-flex;
  align-items:center;justify-content:center;color:var(--c);background:#fff;transition:all .15s;flex:0 0 auto}
.fi-arrow .ic{width:13px;height:13px}

/* trust band */
.trustband{border-radius:24px;padding:34px 34px 30px;position:relative;overflow:hidden;color:#DCE4F0;
  background:linear-gradient(135deg,#0E1929,#182A45 55%,#21395C);box-shadow:var(--shadow-lg)}
.trustband:before{content:"";position:absolute;right:-80px;top:-120px;width:360px;height:360px;border-radius:50%;
  background:radial-gradient(closest-side,rgba(229,118,47,.34),transparent 70%);pointer-events:none}
.trustband .eyebrow{color:#F0A97B;position:relative}
.trustband h2{color:#fff;font-size:30px;letter-spacing:-.7px;margin-bottom:10px;position:relative}
.trustband .body{color:#AEBBD0;max-width:760px;position:relative;font-size:14.6px}
.tb-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:24px;position:relative}
.tb-item{background:rgba(255,255,255,.055);border:1px solid rgba(255,255,255,.09);border-radius:16px;padding:17px 18px}
.tb-item .icon-tile{background:rgba(255,255,255,.10);color:#F5BE9A;border-color:rgba(255,255,255,.12);
  box-shadow:none;margin-bottom:12px}
.tb-item h3{color:#fff;font-size:14.2px;margin-bottom:5px}
.tb-item p{font-size:12.8px;line-height:1.55;color:#A9B7CB}
.tb-link{margin-top:20px;position:relative;font-size:12.8px;color:#C3CFDF}
.tb-link a{color:#FFC79E;font-weight:650;text-decoration:none;display:inline-flex;align-items:center;gap:4px}
.tb-link a .ic{width:12px;height:12px}

/* hub hero */
.hub-hero{display:grid;grid-template-columns:minmax(0,1fr) 286px;gap:44px;align-items:end;padding:48px 0 26px}
.hub-hero .title-row{margin:2px 0 10px}
.hub-hero .title-row h1{font-size:46px}
.hub-hero .deck{max-width:680px}
.hub-aside{background:#fff;border:1px solid var(--line);border-radius:18px;padding:18px;box-shadow:var(--shadow-sm);
  display:flex;flex-direction:column;gap:12px}
.hub-stat{padding-bottom:11px;border-bottom:1px solid var(--line2)}
.hub-stat:last-of-type{border-bottom:none;padding-bottom:0}
.hub-stat b{display:block;font-size:24px;letter-spacing:-.7px;font-weight:650;color:var(--v)}
.hub-stat span{display:block;font-size:11.4px;color:var(--faint);margin-top:1px}
.hub-note{display:flex;gap:7px;align-items:flex-start;font-size:11.5px;line-height:1.45;color:var(--muted);
  background:var(--vs);border-radius:10px;padding:9px 10px}
.hub-note .ic{width:13px;height:13px;color:var(--v);margin-top:1px}

/* calculator cards on hubs */
.calc-grid{grid-template-columns:repeat(3,1fr);gap:14px}
.calc-card{padding:17px 17px 15px;border-radius:16px;background:linear-gradient(180deg,#fff,#FDFCFA);
  border:1px solid var(--line);box-shadow:var(--shadow-sm);transition:transform .16s,box-shadow .16s,border-color .16s}
.calc-card:hover{transform:translateY(-2px);border-color:#D9CEC0;box-shadow:var(--shadow-md)}
.cc-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:11px}
.cc-num{font-size:10.5px;font-weight:800;letter-spacing:1.4px;color:var(--c);background:var(--cs);
  padding:4px 8px;border-radius:8px}
.calc-card .name{font-size:15.6px;font-weight:650}
.calc-card p{font-size:12.6px;margin:6px 0 11px;line-height:1.5}
.calc-card .open{display:inline-flex;align-items:center;gap:5px;font-size:12px;font-weight:750;color:var(--c)}
.calc-card .open .ic{width:12px;height:12px}

/* calculator page */
.calc-page .hero-calc{padding-bottom:18px}
.calc-page .hero-calc:before{content:"";position:absolute;left:-8%;top:-20%;width:520px;height:360px;border-radius:50%;
  background:radial-gradient(closest-side,var(--vs),transparent 72%);opacity:.55;pointer-events:none;z-index:-1}
.calc-page .hero-calc{position:relative}
.calc-page .title-row h1{font-size:46px;letter-spacing:-1.2px}
.calc{margin-top:22px;border-radius:22px;border:1px solid #E7E1D6;box-shadow:var(--shadow-lg);overflow:hidden}
.calc-top{grid-template-columns:1.04fr .96fr}
.calc-form{padding:28px 30px 30px;background:#fff}
.calc-page .step{color:var(--v);display:flex;align-items:center;gap:6px}
.calc-page .step .ic{width:14px;height:14px}
.calc-page .btn{background:linear-gradient(135deg,var(--v),var(--v2));box-shadow:0 10px 22px -12px var(--v);display:flex;
  align-items:center;justify-content:center;gap:8px}
.calc-page .btn:hover{filter:brightness(.94)}
.calc-page .btn .ic{width:16px;height:16px}
.calc-page .control:focus,.calc-page .control-wrap:focus-within{border-color:var(--v);
  box-shadow:0 0 0 3px rgba(17,28,46,.07)}
.calc-page .control-wrap .affix{color:var(--v)}
.calc-page .privacy{display:flex;gap:7px;align-items:flex-start}
.calc-page .privacy .ic{width:13px;height:13px;color:var(--v);margin-top:2px;flex:0 0 auto}
.calc-page .calc-side.result{background:
  radial-gradient(420px 220px at 100% 0,var(--vs),transparent 68%),
  linear-gradient(180deg,#FDFCF9,#fff 70%);
  border-left:1px solid var(--line);padding:28px 28px 26px;justify-content:flex-start}
.calc-page .result-body{border-left:4px solid var(--v);padding-left:17px}
.calc-page .result-badge{background:#fff;border:1px solid var(--line);color:var(--vd)}
.calc-page .result-label{color:var(--muted)}
.calc-page .result-value .v{font-size:50px;font-weight:650;color:var(--vd);letter-spacing:-2px}
.calc-page .result-value .u{color:var(--muted)}
.calc-page .result-stat{border-color:var(--line);box-shadow:0 1px 2px rgba(17,28,46,.03)}
.calc-page .result-stat .n{color:var(--vd)}
.calc-page .result-note{background:rgba(255,255,255,.75);border:1px dashed #DCD5C9}
.calc-page .result .share.wa{background:linear-gradient(135deg,#1F8A55,#177045);display:inline-flex;align-items:center;gap:6px}
.calc-page .result .share.ghost{display:inline-flex;align-items:center;gap:6px}
.calc-page .result .share .ic{width:14px;height:14px}
.calc-page .calc-side.result .result-step{color:var(--v)}
.calc-page .formula{background:linear-gradient(135deg,#101B2D,#1B2F4E);border-left:4px solid var(--v);
  box-shadow:0 14px 30px -24px rgba(17,28,46,.7)}
.calc-page .formula .k{display:flex;align-items:center;gap:6px;color:#F0A97B}
.calc-page .formula .k .ic{width:12px;height:12px}
.calc-page .formula code{color:#E7EEF8}
.calc-page .step-card .n{background:var(--vs);color:var(--v);border:1px solid rgba(17,28,46,.05)}
.calc-page .fact .n{color:var(--v)}
.calc-page .fact:hover{border-color:#E0D5C7;box-shadow:var(--shadow-sm)}
.calc-page .trustbox .k{color:var(--v)}
.calc-page .trustbox{background:
  radial-gradient(440px 220px at 0 0,var(--vs),transparent 66%),#fff;
  border-color:#E7E1D6;box-shadow:var(--shadow-sm)}

/* related cards */
.related{grid-template-columns:repeat(3,1fr);gap:11px}
.rel{display:flex;align-items:center;gap:11px;padding:12px 13px;border-radius:14px;background:#fff;
  border:1px solid var(--line);transition:border-color .15s,transform .15s,box-shadow .15s}
.rel .icon-tile.sm{width:34px;height:34px;border-radius:10px}
.rel .icon-tile.sm .ic{width:17px;height:17px}
.rel-txt{flex:1 1 auto;min-width:0}
.rel b{font-size:13.4px;margin-bottom:1px}
.rel .rel-txt span{font-size:11.6px}
.rel> .ic{width:13px;height:13px;color:var(--c);opacity:.65}
.rel:hover{border-color:#D9CEC0;transform:translateY(-2px);box-shadow:var(--shadow-sm)}
.rel:hover> .ic{opacity:1}

/* generic card polish */
.fact{background:linear-gradient(180deg,#fff,#FEFDFB);border-color:var(--line);box-shadow:var(--shadow-sm);
  transition:border-color .15s,box-shadow .15s}
.fact .n{color:var(--v)}
.faq{border-color:var(--line);box-shadow:var(--shadow-sm);border-radius:16px}
.faq details summary{padding:16px 18px}
.faq .ans{font-size:14.4px;color:var(--muted);padding:0 18px 17px}
.trustbox{border-color:var(--line);box-shadow:var(--shadow-sm);border-radius:18px}
.trust-grid h3{display:flex;align-items:center;gap:6px}
.trust-grid h3 .ic{width:14px;height:14px;color:var(--v)}
.trustbox .k{color:var(--v)}
.changelog{border-top-color:var(--line)}

/* exam page */
.exam-page .hero-exam{padding-top:38px;padding-bottom:16px}
.exam-page .hero-exam:before{content:"";position:absolute;left:-6%;top:-18%;width:560px;height:340px;border-radius:50%;
  background:radial-gradient(closest-side,var(--vs),transparent 72%);opacity:.7;pointer-events:none;z-index:-1}
.exam-page .hero-exam{position:relative}
.exam-page .title-row h1{font-size:46px}
.exam-page .calc{margin-top:22px;box-shadow:var(--shadow-lg)}
.exam-page .calc-side{background:
  radial-gradient(360px 200px at 100% 0,var(--vs),transparent 70%),#F8F7F3;border-left:1px solid var(--line)}
.exam-page .calc-side .k{display:flex;align-items:center;gap:6px;color:var(--v)}
.exam-page .calc-side .k .ic{width:13px;height:13px}
.exam-page .btn{display:flex;align-items:center;justify-content:center;gap:8px;
  background:linear-gradient(135deg,var(--v),var(--v2));box-shadow:0 10px 22px -12px var(--v)}
.exam-page .btn .ic{width:16px;height:16px}
.exam-page .step{display:flex;align-items:center;gap:6px;color:var(--v)}
.exam-page .step .ic{width:14px;height:14px}
.exam-page .verdict-inner{border-radius:0 14px 14px 0;box-shadow:inset 0 1px 0 rgba(255,255,255,.5)}
.exam-page .v-stat{border-color:rgba(255,255,255,.9);box-shadow:0 1px 2px rgba(17,28,46,.03)}
.exam-page .stamp{background:#fff}
.exam-page .facts .fact .n{color:var(--accent)}
.exam-page .table-shell{border-color:var(--line);box-shadow:var(--shadow-sm)}
.exam-page .table-shell thead th{background:#F5F3EE}
.exam-page .hub-card{box-shadow:var(--shadow-sm);transition:border-color .15s,transform .15s,box-shadow .15s}
.exam-page .hub-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-md)}
.hc-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:10px}
.hub-card .s{margin-top:0}
.hc-open{display:inline-flex;align-items:center;gap:5px;margin-top:11px;font-size:11.8px;font-weight:750;color:var(--accent)}
.hc-open .ic{width:12px;height:12px}
.hub-group{display:flex;align-items:center;gap:7px}
.hub-group .ic{width:13px;height:13px}
.mini-verts{grid-template-columns:repeat(4,1fr)}

/* legal */
.legal-hero{padding-top:46px;padding-bottom:10px}
.legal-hero h1{font-size:44px}
.legal-body{padding:26px 0 0}
.prose{max-width:780px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px 30px;
  box-shadow:var(--shadow-sm)}
.prose p.body{font-size:15.2px;line-height:1.7;margin-bottom:14px}
.prose p.body:last-child{margin-bottom:0}
.prose .body a{color:var(--navy);text-decoration:none;border-bottom:1px solid #C9D4E8}
.prose .body b{color:var(--ink2)}

/* dark footer */
.site-foot{background:linear-gradient(160deg,#0D1726,#101E31 60%,#0B1422);color:#AEB9C9;margin-top:64px;
  padding:46px 0 26px;border-top:none}
.site-foot .wrap{max-width:1120px}
.foot-top{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:44px;padding-bottom:30px;
  border-bottom:1px solid rgba(255,255,255,.08)}
.brand-foot .mark{box-shadow:none}
.brand-foot b{color:#F6F8FC}
.brand-foot i{color:#76849A}
.foot-brand p{font-size:13px;line-height:1.6;color:#93A1B5;max-width:430px;margin-top:12px}
.foot-tags{display:flex;flex-wrap:wrap;gap:7px;margin-top:16px}
.foot-tags span{display:inline-flex;align-items:center;gap:5px;font-size:10.8px;font-weight:650;color:#C7D2E2;
  background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.09);padding:5px 9px;border-radius:999px}
.foot-tags .ic{width:11px;height:11px;color:#F0A97B}
.foot-cols{display:grid;grid-template-columns:1fr 1fr;gap:26px}
.foot-col h4{font-size:10.5px;font-weight:800;letter-spacing:1.6px;text-transform:uppercase;color:#7E8CA2;
  margin-bottom:11px}
.foot-col ul{list-style:none}
.foot-col li{margin-bottom:7px}
.foot-col a{display:inline-flex;align-items:center;gap:7px;color:#C3CEDD;text-decoration:none;font-size:12.8px}
.foot-col a:hover{color:#fff}
.foot-col .ic{width:13px;height:13px;color:#8C9AB0}
.foot-bottom{display:flex;justify-content:space-between;gap:26px;padding-top:18px;flex-wrap:wrap}
.foot-bottom .disclaimer{font-size:11.8px;line-height:1.6;color:#8694A9;max-width:680px}
.foot-bottom .disclaimer b{color:#B9C5D5}
.foot-fine{font-size:11px;color:#6F7D92;white-space:nowrap}

/* mobile nav refresh */
.mobile-nav{border-top:1px solid rgba(17,28,46,.06);background:rgba(250,248,243,.97);backdrop-filter:blur(10px)}
.mnav-row a{gap:6px;font-size:12.2px;color:var(--ink2)}
.mnav-row a .ic{width:14px;height:14px;color:var(--v);opacity:.85}
.mnav-row a:hover,.mnav-row a:first-child{background:var(--vs);color:var(--vd)}
.mnav-row a:first-child .ic{color:var(--v)}

/* responsive */
@media (max-width:1100px){
  .float-chip{display:none}
  .home-hero{gap:32px}
  .home-hero h1{font-size:50px}
  .related{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:1000px){
  .vert-grid{grid-template-columns:repeat(2,1fr)}
  .calc-grid{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:1fr}
  .mini-verts{grid-template-columns:repeat(2,1fr)}
  .tb-grid{grid-template-columns:1fr}
  .hub-hero{grid-template-columns:1fr;gap:22px;align-items:start}
  .hub-aside{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
  .hub-note{grid-column:1/-1}
  .foot-top{grid-template-columns:1fr;gap:28px}
}
@media (max-width:900px){
  .home-hero{grid-template-columns:1fr;padding-top:38px}
  .hh-visual{min-height:0;margin-top:8px}
  .demo-card{transform:none;max-width:520px;margin:0 auto}
  .home-hero h1{font-size:40px}
  .title-row h1{font-size:38px!important}
  .title-row .icon-tile.xl{width:52px;height:52px;border-radius:15px}
  .title-row .icon-tile.xl .ic{width:25px;height:25px}
  .hub-hero{padding-top:34px}
  .hero-calc .title-row h1{font-size:38px}
  .exam-page .title-row h1{font-size:38px}
  .related{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:520px){
  .home-hero h1{font-size:33px;letter-spacing:-1px}
  .hero-proof{gap:18px}
  .hero-proof .hp b{font-size:21px}
  .vert-grid,.calc-grid,.mini-verts,.tb-grid,.hub-aside{grid-template-columns:1fr}
  .featured{gap:12px}
  .trustband{padding:24px 20px;border-radius:20px}
  .trustband h2{font-size:24px}
  .tb-item{padding:15px}
  .calc-form{padding:22px 18px 24px}
  .calc-page .calc-side.result{padding:22px 18px}
  .calc-page .result-value .v{font-size:38px}
  .title-row{gap:12px;align-items:flex-start}
  .title-row h1{font-size:30px!important}
  .title-row .icon-tile.xl{width:46px;height:46px;border-radius:13px}
  .title-row .icon-tile.xl .ic{width:22px;height:22px}
  .foot-cols{grid-template-columns:1fr}
  .foot-bottom{flex-direction:column;gap:8px}
  .foot-fine{white-space:normal}
  .related{grid-template-columns:1fr}
  .prose{padding:22px 18px}
  .hub-hero .title-row h1{font-size:32px}
  .eyebrow{font-size:10px}
  .sec{padding-top:40px}
}
@media (prefers-reduced-motion:reduce){
  *,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;
    transition-duration:.01ms!important;scroll-behavior:auto!important}
}

/* mobile containment fixes */
.home-hero>*,.demo-card,.demo-formula,.hh-copy,.hh-visual{min-width:0}
.demo-formula code{white-space:normal;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
@media (max-width:700px){.site-head .pin{display:none}}
@media (max-width:520px){
  .home-hero>*{width:100%}
  .hero-proof{row-gap:14px}
  .foot-cols{gap:22px}
  .foot-brand p{font-size:12.6px}
}

/* keep the decorative hero glow inside the viewport on phones */
.home-hero{overflow-x:clip}
@media (max-width:900px){.hh-visual:before{inset:0}}

/* phone stacking for the two-column calculator and title rows */
@media (max-width:900px){
  .calc-top{grid-template-columns:1fr}
  .calc-page .calc-side.result,.exam-page .calc-side{border-left:none;border-top:1px solid var(--line)}
  .calc-page .calc-side.result{border-radius:0}
}
@media (max-width:600px){
  .title-row{flex-direction:column;align-items:flex-start;gap:10px}
  .title-row .icon-tile.xl{width:52px;height:52px;border-radius:15px}
  .title-row .icon-tile.xl .ic{width:25px;height:25px}
  .dot-sep{display:none}
  .calc-page .result-value .v{font-size:40px}
}

/* final polish: privacy line, balance block, floats, eyebrows, mobile trust */
.calc-page .privacy{display:block;position:relative;padding-left:20px}
.calc-page .privacy .ic{position:absolute;left:0;top:3px;color:var(--v)}
.calc-page .calc-form{display:flex;flex-direction:column}
.calc-page .calc-assure{margin-top:auto;padding-top:20px;display:flex;gap:10px;align-items:flex-start;
  border-top:1px solid var(--line2);}
.calc-page .calc-assure .icon-tile.sm{width:32px;height:32px;border-radius:9px}
.calc-page .calc-assure .icon-tile.sm .ic{width:16px;height:16px}
.calc-page .calc-assure b{display:block;font-size:12.2px;font-weight:700;color:var(--ink2)}
.calc-page .calc-assure div>span{display:block;font-size:11.6px;color:var(--faint);line-height:1.45;margin-top:2px}
.demo-card .demo-open{margin-top:11px}
.fc-a{left:-26px;top:-20px;right:auto;transform:rotate(-2deg)}
.fc-b{right:-20px;bottom:-18px;left:auto;transform:rotate(1.6deg)}
.mobile-verified{display:none}
@media (max-width:700px){
  .mobile-verified{display:flex;align-items:center;gap:6px;font-size:11.8px;color:var(--muted);margin-top:16px}
  .mobile-verified .ic{width:13px;height:13px;color:var(--green)}
  .mobile-verified b{color:var(--ink2);font-weight:650}
  .mobile-verified span{color:var(--faint)}
}
#all-exams + .trustband{margin-top:44px}
.hero-exam .eyebrow .ic,.sec .eyebrow .ic{color:var(--v)}

/* publisher cross-links in the dark footer */
.site-foot .foot-partners{display:flex;flex-wrap:wrap;align-items:center;gap:8px 10px;margin-top:18px;
  padding-top:16px;border-top:1px solid rgba(255,255,255,.08);font-size:12.2px}
.site-foot .foot-partners>span{color:#7E8CA2;font-size:10.5px;font-weight:800;letter-spacing:1.4px;
  text-transform:uppercase;margin-right:2px}
.site-foot .foot-partners a{display:inline-flex;align-items:center;gap:5px;color:#C3CEDD;text-decoration:none;
  background:rgba(255,255,255,.055);border:1px solid rgba(255,255,255,.09);border-radius:999px;padding:5px 10px}
.site-foot .foot-partners a:hover{color:#fff;background:rgba(255,255,255,.1)}
.site-foot .foot-partners .ic{width:11px;height:11px;color:#8C9AB0}

/* share card */
.share-card{margin-top:12px}
.share-own{display:block;font-size:14px;margin-bottom:8px}
#cardImg{width:100%;max-width:600px;border-radius:8px;display:block;margin-top:10px}