7th pay salary calculator — pay matrix, DA, HRA and TA
Choose your pay level, matrix basic pay and city class to get 7th CPC basic + DA + HRA + transport allowance, with an estimate of the amount left after NPS and tax.
| Breakdown | Value |
|---|
Estimate. The method and sources are on this page — check them against your own case before you act.
How it is calculated
A 7th CPC salary is built from the matrix cell, then four allowances and two deductions. The matrix fixes basic pay; the DA order and the city decide the rest.
Gross = basic pay + DA + HRA + transport allowance · DA = basic × DA% · HRA = basic × 30%/20%/10%
Find the basic pay
Your pay level and cell give the basic pay in the 7th CPC matrix. Level 7 starts at Rs 44,900 and moves one cell, roughly 3%, each increment. Enter the matrix cell you are actually on.
Add DA and HRA
DA is a percentage of basic pay and is revised twice a year. HRA is 30% of basic in X cities, 20% in Y cities and 10% in Z cities — the rates that apply once DA crossed 50%.
Add TA, then deduct NPS and tax
Transport allowance depends on pay level and whether you are posted in a higher TPTA city, and DA is paid on it too. NPS takes 10% of basic + DA; income tax is estimated on the annual gross at new-regime rates.
7th CPC rates used in this calculator
| Item | Rate or value | Notes |
|---|---|---|
| Fitment factor (2016) | 2.57 | Old basic pay × 2.57, then placed in the matrix |
| Pay levels | 19 (Level 1–18 and 13A) | Level 13 was amended in 2017 |
| Minimum basic pay | Rs 18,000 | Level 1, Cell 1 |
| Maximum basic pay | Rs 2,50,000 | Level 18, fixed |
| Annual increment | One cell, about 3% | On 1 January or 1 July |
| DA from 1 July 2026 | 63% of basic pay | 60% from 1 January 2026 |
| HRA | X 30%, Y 20%, Z 10% | Rates after DA crossed 50% |
| Transport allowance, Level 9+ | Rs 7,200 / Rs 3,600 + DA | Higher TPTA cities / other places |
| Transport allowance, Levels 3–8 | Rs 3,600 / Rs 1,800 + DA | Higher TPTA cities / other places |
| Transport allowance, Levels 1–2 | Rs 1,350 / Rs 900 + DA | Higher TPTA cities / other places |
What most pages get wrong
Basic pay is a cell, not a percentage of CTC
The 7th CPC replaced pay bands with a matrix of 19 levels. Your basic pay is one cell in your level, and each annual increment moves you one cell down.
DA is 63% from 1 July 2026
DA is revised every January and July. It is paid on basic pay and on transport allowance, and it is the input most likely to change your answer.
HRA depends on the city class, not the city name
X cities pay 30% of basic, Y cities 20% and Z cities 10%. The classification is notified by the government, so confirm your city's class before relying on the figure.
Transport allowance has three level bands
Level 9 and above get the highest TA, Levels 3–8 the middle band, and Levels 1–2 the lowest. City category changes the amount within each band.
Frequently asked questions
How is 7th pay salary calculated?+
What is the 7th CPC fitment factor?+
What is the current DA rate?+
What are the HRA rates for central government employees?+
How much is transport allowance?+
Is NPS deducted from gross salary?+
Does this calculator include 8th Pay Commission pay?+
Sources, dates and a changelog.
Every number this calculator uses is either an input you control or a value from the sources below. The formula is compiled and tested at build time, so the page cannot ship with a broken calculation.
Sources
This page
- Last verified: 29 October 2026
- Next review: 29 April 2027
- Vertical: Government & Civic
- Build tests: 4 passed
- Changelog: 1 entry
How we handle errors
- Spotted a mistake? Report it — we correct and log it.
- Corrections appear in the changelog below.
- Read the methodology and the disclaimer.