Government calculators for pay, pension and housing schemes
7th CPC pay, pension, DA arrears and PM Awas Yojana eligibility — with the pay matrix, allowance rates and official scheme criteria shown instead of hidden.
All Government & Civic calculators
Choose your pay level, matrix basic pay and city class to get 7th CPC basic + DA + HRA + transport allowance, with…
Open calculatorEnter last basic pay and qualifying service to get the monthly pension, dearness relief and retirement gratuity…
Open calculatorAnswer five questions to see whether you fit PMAY-U 2.0 (urban) or PMAY-G (rural), your EWS/LIG/MIG category and…
Open calculatorEnter basic pay and the old and new DA rates to get the arrears due for each month of the revision period — with…
Open calculatorEnter your 7th CPC basic pay and a fitment factor to project 8th CPC basic pay and basic + DA + HRA. The 8th Pay…
Open calculatorWhat this vertical covers
Government pay is rule-driven: a pay matrix cell, DA orders issued twice a year, HRA by city class and transport allowance by level. Pension adds qualifying service and a floor and ceiling. These calculators apply those rules and show every input, so a change in DA or a promotion can be modelled in seconds.
Scheme eligibility is different from arithmetic. PM Awas Yojana is decided by ownership, income band, prior assistance and — for the rural scheme — SECC criteria and automatic exclusions. The eligibility calculator quotes the official criteria and tells you which one failed, rather than returning a bare yes or no.
Worth knowing before you calculate
DA is 63% from 1 July 2026
The January and July revisions change basic pay plus DA, and DR for pensioners. Both calculators expose the rate as an input so a new order can be applied immediately.
Basic pay is a cell, not a percentage
The 7th CPC matrix has 19 levels including Level 13A. Each annual increment moves an employee one cell, roughly 3%, within the same level.
PMAY is not a single income cutoff
Urban PMAY-U 2.0 uses EWS/LIG/MIG income bands; rural PMAY-G uses SECC 2011 criteria and excludes income-tax payers. One pucca house anywhere in the family disqualifies either.
Government & Civic — frequently asked questions
What is the 7th CPC salary for a Level 7 employee?+
What is the current DA rate for central government employees?+
How is government pension calculated?+
Who is eligible for PM Awas Yojana?+
Can I claim DA arrears after a revision?+
Every calculator, dated and sourced.
Each calculator on this page is generated from one verified record: its inputs, formula, tests, sources and the date the numbers were checked. When an official rate changes, the record changes and the page is rebuilt with a new verified date.
Sources for this vertical
This hub
- Last verified: 29 October 2026
- Calculators live: 5
- Read the methodology
How we handle errors
- Spotted a mistake? Report it — we correct and log it.
- Each page keeps its own changelog.
- See the disclaimer.